Sunday, April 13, 2008

5 extremities for the protection of the theft of the identity

This one is that time of the year in which all we began to obtain that email that want purloin our secret codes and passwords. You know like who to have subject lines: “Its account is on the verge of being closed,” “is a block in its account,” “you could you help me to demand my bottoms,” or my “absolute favorite enhorabuena - you have gained the BRITISH lottery.”

This one is the time of the year in which we are all the purchases for the gifts for the family or clients, and the past thing that we needed is for our bank or the credit cards consider to be prevented. That is exactly what they are telling these “grifters of cyber” ignition, and unfortunately touch some of us to follow the instructions sent to investigate.

Mainly, NOT TO FOLLOW the INSTRUCTIONS IN the email! If you think you could have a problem, she has access to the account in the question since you do normally in his PC and not with the connection provided in the false email.

I have had alguÌ supposed  watched n email of very authentic of the banks, that even was as far as copying the colors of the standard of the bank and the style of the writing materialses. But, not to fall for the thymus. In fact, not even abrir the email, because many as soon as they are fixed to loosen a program of the virus on his computer by the opening. To simply send the suspicious email “to the direction of the email of parodia” provided by its bank, or the company of the credit card.

Almost 10 million Americans fell imprisoned to the theft of the identity the last year, the businesses of the calculation of the cost and the billions of the individuals of dollars. Here they are some other extremities to help him:

  1. To understand the dangers of the debit card: Greater responsibility than credit cards. When it comes to the fraud, the debit cards take personal responsibility much greater than credit cards, following how you quickly disclose the loss of the card. If you cannot disclose use deprived of authority within 60 days to receive his extracts of account, you could lose all the money in the account and maintained being responsible for the amount of money that has been struck slightly of its line of credit.
  2. To rethink the check writing: That small slide of the paper has too much information. Some experts advise against check writing because he gives his direction far, banking account number, signs and number of license to the complete foreigners. Upon that, there is no federal legislation to limit his responsibility by forged checks (each state has its own system of rules). The experts advise that you watch in the automatization of his to pay of the account.
  3. To assure its mail: Its box is goldmine of the information. Between the account extract, the accounts, and all those supplies of the pre-approved credit card, its box load with the personal data that the thieves of the identity can use to solicit easily of the credit card in their name. Unless you verify diligent his report of credit, you can never even know to envelope he. A form to avoid this is to have its box under key and padlock, but most of in Santa Clarita we have our boxes in the kerb in front of our house and the mailman frunce the frown in dozens that take and dozens of keys around. The other solution is to have a rented box, or foil to thieves of “container-I jump” buying a fiber-removing machine and to destroy documents before rejecting.
  4. To go virtual: For the purchases in line, there are “virtual” numbers of card. These are randomly the numbers of generated credit card that are available and that use once and send the buyers in line far. It has bound direct to his account of the true credit card so the purchases appear in their monthly account. The service is easy to use - and is FREE! Everything what you need to do you are to be placed with the companies that offer the virtual card, and is MBNA, it discovers, and Citigroup.
  5. To create kit emergency of the identity: You would know to make contact with enemy with a his company of the credit card in a emergencia? To create kit emergency that contains: its account number, date of victory, name of publication company, and number emergency of the contact for each card that you own. Whereas you are in her, to make copies of its license of conductor, card of Social Security, game of birth and passport and to store in a box or a blocked cabinet of file, or a safe savings bank. I have taste of the safe savings bank the best one, because this one ignites to the protection in case of catastrophe as, earthquake, etc. to him.

This can everything seem unnecessary work at the most, but you are never the victim of the theft of the identity - even just once - you you will realize that you are well worthy of the effort.

Many of us forget that if were not so we took inside our folders or in our monederos, we are all the range of Juan and Jane if we cannot speak due to injury or is only by which he knows us. At least exhausting he is stops knowledge that in a box of bank, does not matter where you are, are the articles that can verify their identity. To improve for safe, that being grieved!

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